How much money do I need to start?
There's no fixed minimum that fits everyone. Plans are designed around your cash flow and goals. Part of MindShift's process is helping you find money you may already have in savings, payments you could redirect, or monthly cash flow.
Key takeaways
- ✓Plans are sized to your budget and goals.
- ✓Many families find money in existing savings or redirected payments.
- ✓Consistency matters more than a large starting amount.
Where families find the money
Common sources include cash sitting in low-interest savings, money currently going to other financial products, and monthly cash flow freed up by restructuring debt payments. We walk through each with you on your 1-on-1 session.
Start sustainable
The worst outcome is funding a policy you can't maintain. We'd rather you start at a level you can sustain for years and grow from there.
For educational purposes only. This is not tax, legal, or investment advice. Policy performance, dividends, and loan terms vary by insurer and are not guaranteed except as stated in the contract.